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Zip previously Quadpay - Get Approved for a Loan With No Credit Check

Zip is the smart alternative to credit. If you’re looking to buy now and pay later, our platform makes it easy to get approved for a loan, with no impact on your credit score. Our lending partners have years of experience and know how to get you the money you need in a quick and efficient way.

With Zip, you can:

Split your purchases into 4 easy installments. Get an instant decision, with no application forms or hassle. Buy now, pay later at any of our partners’ stores or online. Use the app in-store or online. Get approved for a loan with no credit check.

Program available in other languages



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Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.